D&O Insurance Pricing May Be Inadequate By David Blades After aggressive increases helped firms recover from a decade of woeful rates, premiums are declining. The shift may be too much too soon.
Image The Wake-Up Call From Taiwan's Earthquake The massive earthquake that hit Taiwan last week had a remarkably low death toll -- and there's a reason for that, one we can all embrace.
Unlocking Opportunity in the Surety Market By Karl Choltus Increased surety usage is anticipated in real estate, renewable energy and healthcare in 2024, as it moves beyond construction.
Could AI Have Prevented Opioid Crisis in Workers’ Comp? By Heather Wilson Chris Bennett Through data analytics, personalized interventions and robust support systems, AI can mitigate overuse of the addictive drugs.
Top Use Cases for Blockchain in Insurance By Elizaveta Karpovich Blockchain is reducing money laundering and fraud, while allowing for an array of smart contracts, such as Lemonade's crop insurance.
Image Forget Driverless Cars... Here Come the Trucks! Two firms plan to roll out fleets of fully autonomous trucks this year, setting the stage for rewiring the world's supply chains.
4 Major Commercial Insurance Trends By Richard Clarke Generative AI, unanticipated risks, rate increases and social media’s effects will preoccupy insurers for the rest of 2024.
Image Home Buying (and Insurance) Just Got Smarter Realtor.com will provide climate risk information on listings, projected years out. Plus, a bold new type of cyber theft; and GM backs down on sharing data on drivers.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.