Building Resilience for Future Generations By Jason Janofsky Updated building codes have saved the U.S. over $1.5 billion in avoided losses annually since 2000. Insurers must promote such practices.
SUVs Are Confounding Auto Insurers By Marty Ellingsworth Historical data can be an unkind partner in times of sudden change. For risk-based pricing for auto insurance, these are such times.
Is Lemonade Out of the Woods? By Matteo Carbone Lemonade's current approach makes much more sense than the original plan, but they still seem far from delivering.
The Drought in Water Damage Innovation By Bill Loesch We need to reduce the cost of cut-the-pipe automatic shutoff functionality by at least a factor of five. How do we get there?
Review of 2023 Atlantic Hurricane Season By Mabé Villar Vega Idalia's storm surge and floods underscore the need to accurately model and incorporate secondary perils into catastrophe models.
Parametric Insurance Can Tackle Climate Risks By Siddhartha Jha The swift payouts based on objective data make it a versatile and responsive tool for managing climate risks preemptively.
The Next Wave of Insurtechs By Amir Kabir The first wave taught the valuable lesson that innovation builds on traditional fundamentals rather than replacing them outright.
Top 5 Insurtech Trends to Watch in 2024 By Jason Keck Embedded insurance, customer-facing digital tools, telematics and the IoT, rich data sets and AI and ML will mark a paradigm shift.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.