Top Global Business Risks in 2024 By Thomas Varney Cyber and business interruption top Allianz's annual survey, while nat cats, fire, explosion and political risks are the biggest risers.
How Parametric Insurance Fills in Gaps By Gethin Jones With many carriers excluding certain natural catastrophe perils, brokers can fill coverage gaps for clients with parametric policies.
Changing the Nature of 'Natural' By Edward Haas Liability for floods, wildfires, earthquakes and other "natural" disasters may start to be assigned to corporations -- and their insurers.
20 Issues to Watch in 2024 By Kimberly George Mark Walls Electoral politics, especially at the state level; the economic outlook; geopolitical risks; and evolving employee benefits top the list.
'Adaptive' Insurance Is Now Possible By Chris Bassett The right design for embedded insurance can let insurers learn from claims and continually make assets less vulnerable in the future.
Image Good Riddance to 2023 Natural catastrophes and hefty inflation in repair costs made 2023 a year to forget for P&C insurers. On to 2024!
In 2024, Change Becomes Non-Negotiable By Stephen Applebaum Alan Demers Here are nine predictions for 2024, based on the certainty that few of yesterday’s approaches will be successful in tomorrow’s world.
Blind Spots in Catastrophe Modeling By Cameron Rye When adjusting catastrophe models for current and future climates, consider whether unquantified risks could be lurking in the tail.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.