Christian Hott

Dr. Christian Hott is an independent economic advisor based in Dannau near Hamburg, Germany. He has over 15 years experience in conducting original research, writing reports and holding lectures in the areas of economic development, financial stability and the regulation of the financial sector.

Most Recent

Retirement Funding, Inequality, Insurance

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The current low-yield environment raises questions about retirement savings and inequality. Insurance can help solve the problem.

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Implications of Our Aging Population

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Insurers must adapt to a world of slow growth and low interest rates in the longer term, while changing their product mix.

Six Things

The Third Wave of AI

By Paul Carroll

After the initial wave of AI efforts and then the generative AI phenomenon that began two years ago, you'll hear a lot in 2025 about AI that can act as our agents.

Insurance Fraud Rises as AI Powers Scams

Insurers must balance sophisticated fraud prevention with seamless customer experiences in an AI-driven landscape. Here's how. 

1

Dashcams Combat Rising Wave of Insurance Fraud

As dashcam adoption surges, these devices are becoming crucial weapons against rising insurance fraud and staged accidents.

2

5 Client Retention Strategies for Insurance Agents

The lingering effects of rising premiums, coverage restrictions and evolving client expectations are making retaining business and maintaining strong relationships paramount.

3

Secret Powers Behind Super Insurance Agents

Three technologies are transforming insurance agents into digital-age concierges for their customers.

4

How to Tackle Third-Party Security Challenges

As insurance firms grapple with rising cyber threats, effective B2B identity management becomes crucial for protecting sensitive data.

5

Keys to Commercial Property Insurance Management

Data-driven technologies reshape commercial property insurance as managers tackle evolving risks and regulatory demands.

6

ITL Recommends

What AI Means for Compliance

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Insurance Thought Leadership

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From Trust to Technology: The Tipping Point for Insurance Customers

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ITL Partner: Majesco

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How to Find the Right Carrier Partners

Beyond Silos: Strengthening Operational Resilience with Integrated Risk Management

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8 Trends Shaping the Future of Insurance in 2025

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ITL Partner: Majesco

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AI Revolutionizes Insurance Underwriting

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Artificial Intelligence

Transforming Insurance With RPA

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5 Ways to Modernize Customer Communications

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