Christian Hott

Dr. Christian Hott is an independent economic advisor based in Dannau near Hamburg, Germany. He has over 15 years experience in conducting original research, writing reports and holding lectures in the areas of economic development, financial stability and the regulation of the financial sector.

Most Recent

Retirement Funding, Inequality, Insurance

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The current low-yield environment raises questions about retirement savings and inequality. Insurance can help solve the problem.

All Articles

Implications of Our Aging Population

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Insurers must adapt to a world of slow growth and low interest rates in the longer term, while changing their product mix.

Six Things

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Beware the Algorithm!

By Paul Carroll

Lawyers and consumer advocates are demonizing algorithms any time a decision goes against a policy holder. Let's talk about them less.

How to Navigate Social Inflation

Facing increasingly complex claims, insurers must modernize, shift their cultures to prioritize efficiency and empathy, and seek legal reforms. 

1

Managing Loss Control With Location Intelligence

By combining historical aerial imagery, property condition data, and AI, insurers can optimize underwriting, inspections, and fraud reduction.

2

A Practical Approach to AI in Insurance

Insurers can use AI to solve specific problems without causing major disruptions.

3

AI in Insurance: Balancing Innovation and Caution

AI's potential to transform insurance clashes with the industry's risk-averse nature, creating a complex landscape for insurers to navigate.

4

Why Obesity Rates Won't Stop Rising

The government must partner with organizations and insurers to increase the availability of obesity medications.

5

How Business Rules Engines Can Slash Time to Market

The systems streamline the management of business rules, letting insurers adapt swiftly and efficiently without the need for intervention by IT. 

6

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