July 2026 ITL FOCUS: Cyber By Insurance Thought Leadership ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.
The Emerging Threat to Cybersecurity By Insurance Thought Leadership Liz Kim, president, US, at BOXX Insurance, says invoice manipulation has developed into a major threat -- and explains how not to fall victim.
The Case for a Personal Digital Bodyguard By Chris Hamilton As cybercrime hits $21 billion, personal cyber insurance must pivot from reactive coverage to proactive protection.
The 4-Minute Mile of Cybersecurity By Timothy O'Neil Historical threat data and AI are finally enabling cybersecurity teams to forecast attacks once thought impossible to predict.
Countdown to 'Q-Day' for Cyber Insurers By Chris Hickman Quantum computers threaten current encryption methods. Cyber insurers must assess clients' post-quantum cryptography readiness before "Q-Day" arrives.
AI Security Risks Challenge Cyber Insurers By Eder Ribeiro As AI adoption outpaces security practices, insurers face a new cyber risk category with concentrated exposures and long-tail claim potential.
It's Back to First Principles for Insurance By Manjunath Krishna Insurance is scaling into cyber, climate and AI risks faster than the first principles of insurability can adapt.
AI Systems Reshape Cyber Insurance Risk By Afroz Mohammed AI-driven discovery of software vulnerabilities at machine speed challenges cyber underwriting models designed for environments where threats evolved gradually.
Insurance in 2030: What Does the Future Hold? By Marie Carr In an increasingly fractured world, insurers have to cover a greater array and frequency of intensifying risks.
Tech Secret to a Combined Ratio Below 100% By Matteo Carbone Deepak Karthikeyan While large personal auto insurers have adopted telematics-based programs, they’re only scratching the surface of the potential benefits.
Insurtech Is at an Inflection Point By Tom Kussurelis Insurtech funding has been dropping since 2021 and hit a 20-quarter low in 4Q22. Will it rebound, continue on a flat path or decline further?
'Digital Twins': The Race Is On By Roger Arnemann The concept is widely adopted in manufacturing and supply chain. Insurers that integrate digital twins will significantly out-compete rivals.