AI Revolution in Insurance: What to Expect in 2025 By Gregg Barrett The insurance industry is at a pivotal moment. AI is fundamentally changing how products are designed, priced, and delivered.
Rising Climate Risks Demand New Strategies By Torolf Hamm "Smart" hazard scores of each asset, combined with historical data and predictive insights, can provide comprehensive risk assessments.
Is Extreme Weather in Middle East a Trend? By Andreas Fabricius Adrian Champion Abdullah Mohammed Zaid Laftah Climate change intensifies extreme weather risks in the Middle East, challenging traditional insurance models and renewable energy projects.
Insurers Must Evolve to Survive Climate Crisis By Pierre du Rostu As climate risks intensify, insurers must evolve from damage compensation to prevention or face industry-wide collapse.
Image The $1.5 Trillion Opportunity for Home Insurers A study finds that U.S. homes will lose $1.47 trillion of value by 2055 because of climate change. Therein lies a major challenge — and opportunity.
20 Issues to Watch in 2025 By Kimberly George Mark Walls While many more than 20 key issues matter for risk managers, climate change, mental health, and aging infrastructure are among those that stand out.
Behavioral Insights Help Boost Disaster Protection By Heidi Johnson As natural disasters intensify, behavioral science offers insurers new ways to help consumers secure adequate coverage.
Cyber Incidents Top Global Business Risks in 2025 By Thomas Varney Cyber incidents remain the top global business risk, and climate change surges to its highest-ever ranking in the Allianz Risk Barometer.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.