Resilience & Sustainability

insurers should turn to downward counterfactual analysis, learning from near misses to prevent future catastrophic events.

There is a misconception that sustainable solutions cost more. The reverse can be true, especially in auto claims and repair.

Liability for floods, wildfires, earthquakes and other "natural" disasters may start to be assigned to corporations -- and their insurers.

Electoral politics, especially at the state level; the economic outlook; geopolitical risks; and evolving employee benefits top the list.

When adjusting catastrophe models for current and future climates, consider whether unquantified risks could be lurking in the tail.

Updated building codes have saved the U.S. over $1.5 billion in avoided losses annually since 2000. Insurers must promote such practices.

Idalia's storm surge and floods underscore the need to accurately model and incorporate secondary perils into catastrophe models.

The swift payouts based on objective data make it a versatile and responsive tool for managing climate risks preemptively.