AI Can Fix Everything in Insurance. Right? By Alan Demers Stephen Applebaum There is no question about whether AI can improve insurance. Rather, the questions are about which functions, how extensively and when.
Uncertainty Is the New Normal By Alan Demers Stephen Applebaum Uncertainty is at a generational high in almost every aspect of our lives, creating major challenges -- and opportunities -- for insurers.
What Trump's Tariffs Could Do to Insurers By Insurance Thought Leadership The Insurance Information Institute Michel Léonard, the Triple-I's chief economist, remains an optimist on the U.S. economy but warns that "we're in an environment of extraordinary uncertainty."
Rising Rates and Extreme Weather in 2025 By Jeff Wilcoxon The insurance industry faces unprecedented challenges as extreme weather, rising costs, and market shifts reshape the coverage landscape.
The Blind Spots in Catastrophe Models By Torolf Hamm Traditional catastrophe models fall short as climate change intensifies natural disaster risks, demanding smarter approaches to assessment.
How to Ensure Catastrophe Doesn’t Lead to Catastrophic Fraud By Rory Yates As California wildfires surge, insurers battle an $8 billion claims wave while fighting sophisticated fraud schemes.
Reinforcing Commercial Underwriting With AI Assistants By Sathish Manimuthu Generative AI assistants are transforming commercial underwriting by automating tasks and enhancing risk assessment capabilities.
Image Finally, a Break in the Hurricane Forecast? Early forecasts are for a less active hurricane season than 2024's devastating one — though severe convective storms show no signs of letting up.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.