Commercial Lines

ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.

As the industry keeps making progress on reducing injuries, Bill Zachry describes how AI and other technologies can take workers' comp to a whole new level. 

Planning will help companies strengthen their risk management strategies and secure more favorable terms. Here’s how to stay ahead.

How can we widen coverage and ensure more Americans enter retirement with the financial protection they need?

The NCAA is now mandating that schools give their athletes medical coverage that will extend two years after the athlete completes their eligibility.

While climate discussions often focus on the indirect effects of rising temperatures, such as intensifying hurricanes and wildfires, some innovators think we can write insurance covering the direct effects on people and property. 

ITL Editor-in-Chief Paul Carroll talks with Jordan Clark, a senior policy associate at Duke University, about his research into how the industry might insure against heat. 

Even taking the low estimate for losses and high estimate for insurance coverage, we still face $200 billion in uninsured losses from Hurricane Helene. We need to talk.