How Brokers Can Survive a Client Merger By Rick Hirsh Nearly one-third of companies replace insurance brokers post-M&A. To stay on, brokers must evolve beyond transactional services.
Captives Can Shield Small Businesses From Tariffs By Van Carlson Tariff-related losses threaten small businesses, but 831(b) micro captive plans offer financial protection against unpredictable political risks.
Risk Management Strategies for Commercial Properties By Khristal Karen Execution-first risk management transforms commercial property protection from reactive compliance into proactive capital preservation strategies.
Farmers Face Growing Pollution Liability Risks By Jayden Johnson Agricultural practices designed to boost crop yields increasingly expose farmers to pollution liability risks requiring specialized insurance solutions.
Flood Risk Solutions From Across the Pond By Jonathan Jackson Growing flood risks challenge U.S. cities with low insurance adoption; the U.K.'s technology-driven approach to resilience offers a solution.
SME Insurance Gap Creates Opportunity By Banwari Agarwal 87% of small businesses are underinsured, presenting carriers with an untapped growth engine.
What Medical Inflation Means for Workers’ Comp By Pragatee Dhakal Healthcare inflation surges past general price trends, pressuring P&C carriers to adopt data-driven claims strategies.
Why ‘Settle at All Costs’ Is a Bad Idea By Harish Kapur Fear of nuclear verdicts stops some carriers from pursuing winnable cases. Here’s how to strike the right balance.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.