Renovations Create Critical Insurance Risks By Frank DiGrande Nearly half of homeowners plan 2025 renovations, but insurance adjustments remain overlooked despite potentially catastrophic consequences.
6 Pillars of Specialty Underwriting By Ari Chester Specialty underwriting demands precision over scale as market dislocation and complex risks reshape insurance landscapes.
Can Insurtech Fix Homeowners Insurance? By Matteo Carbone Even a 20% gain in operational efficiency doesn't move the needle enough. The real opportunity is in "connect and protect."
The State of Claims Fraud Detection By Tom Rasmussen While carriers rely on conventional detection methods, fraudsters increasingly leverage AI to orchestrate sophisticated, undetectable insurance schemes.
Cross-Selling and Upselling at TPAs By Chris Taylor While TPAs chase acquisition-driven growth, many ignore lucrative cross-selling and upselling opportunities among current clients.
Gen Z and the Coverage Gap By Todd Sangid Gen Z homeowners face a dangerous contradiction: rising property damage fears paired with plans to cut coverage.
Salvage Fraud: The Overlooked Risk By Dave Oswald Salvage fraud quietly drains value as employees misappropriate damaged goods meant for disposal.
2025 Mid-Year Check-In on Insurance By David Seider Strong loss ratios are driving auto insurers toward market share growth despite brewing economic uncertainty.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.