The State of Claims Fraud Detection By Tom Rasmussen While carriers rely on conventional detection methods, fraudsters increasingly leverage AI to orchestrate sophisticated, undetectable insurance schemes.
Salvage Fraud: The Overlooked Risk By Dave Oswald Salvage fraud quietly drains value as employees misappropriate damaged goods meant for disposal.
2025 Mid-Year Check-In on Insurance By David Seider Strong loss ratios are driving auto insurers toward market share growth despite brewing economic uncertainty.
A Look at P&C in the Rearview Mirror By Alan Demers Stephen Applebaum Reviewing our predictions for 2025 provides insights into industry progress on empathy, transparency, AI, claims and much more.
Helping Clients Disaster-Proof Their Finances By Darren Wood Summer moves create the perfect opportunity for agents to build clients' preparations for financial disaster.
Lessons for Insurers From the LA Fires By Jack Shaw California wildfire survivors battle insurers over systematic underinsurance while navigating complex recovery efforts.
Secondary Perils Are Now a Primary Threat By Garret Gray Outdated catastrophe classifications hinder insurers' ability to effectively manage escalating threats from all perils.
Wildfires: A Growing Global Threat By Kevin Sandelin Climate-fueled wildfires increasingly threaten new regions, driving a sixfold increase in global insured losses since 2000.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.