Climate Change and the Insurance Supply Problem By Wayne Slavin There is a bigger problem that is not widely discussed – the sheer complexity of bringing products to market quickly and updating them once in market.
3 Challenges for Insurers on Climate Change By Peter Carter Quantifying climate risks is increasingly important for insurers, but they need better metrics and methods if they're to get ahead of the problem.
Can Climate Tech Save Insurance? By Stephen Applebaum Alan Demers The future of the insurance industry depends on how it responds to climate change.
Revisiting the 'Buy vs. Build' Debate By Dave Tobias In P&C insurance, the conversation is shifting from a pure buy-or-build dilemma to a more nuanced question: how much to build and what to buy?
How to Advise Clients Amid Record Storms By Mike Seiwert It is crucial to work with policyholders to help them understand their unique risk exposures to storms and to help them navigate that risk.
Potential Solutions to Home Insurance Crisis By Divya Sangameshwar The crisis calls for collaboration on some combination of state-run plans, offerings from surplus lines insurers, litigation reform and risk mitigation.
Image No Need to Keep Predicting Weather Crises: They're Here As Hurricane Beryl sets records for early-season hurricanes, all the foreboding about a catastrophic summer seems to be coming to pass.
Auto Insurance: Perennially Predictably Profitable By Marty Ellingsworth Personal auto carriers should report eye-popping Q2 results, but they still miss a key point that could greatly improve pricing accuracy.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.