Personal Lines

The crisis calls for collaboration on some combination of state-run plans, offerings from surplus lines insurers, litigation reform and risk mitigation.

As Hurricane Beryl sets records for early-season hurricanes, all the foreboding about a catastrophic summer seems to be coming to pass. 

Personal auto carriers should report eye-popping Q2 results, but they still miss a key point that could greatly improve pricing accuracy. 

Litigation risk looms large over the insurance industry, driven by digital transformation, more complex insurance products and heightened regulatory scrutiny.

Proponents rave that embedded insurance benefits the insurer, third parties and customers, but we should temper the hype--without spoiling the enthusiasm.

Quoting has historically been tedious and time-consuming, but a new approach can greatly simplify the process. What is it? Texting. 

In the same way that, pre-COVID, some health experts warned that a pandemic was coming, astronomers say a massively destructive solar storm is overdue. We should prepare.

We’ll see a level of collaboration — and efficiency and transparency — that we’ve never seen before.