US Auto Insurance Faces Affordability Crisis By Abhishek Peter Rising claims severity and affordability pressures create a perfect storm forcing auto insurers to rethink traditional models by 2026.
Embedded Insurance Nears Tipping Point By Stephen Applebaum Alan Demers Market growth for embedded insurance exceeds expectations, with auto insurance driving $1.1 trillion projection by 2033.
Are Auto Insurers Now TOO Profitable? By Jack Shaw Auto insurance rate increases and the controversy about pandemic windfalls are fueling consumer distrust of carriers.
Reducing Risk in Commercial Auto By Sarah Veader Rising commercial auto losses drive brokers to emphasize driver screening, technology solutions and vehicle maintenance.
Young Drivers Lead Shift to UBI By David Daiches Soaring insurance costs push younger drivers toward usage-based policies as the on-demand economy reshapes coverage needs.
Image Car Makers Take a Dangerous Turn Auto companies are rolling out "hands free" systems that can lull drivers into a false sense of security.
Flawed Credit Data Threatens Insurance Decisions By Marty Ellingsworth Auto insurers must brace for customer financial stress as credit-based scoring proves unreliable after lending disruptions.
Vehicle Literacy: Let’s Talk About Cars By Marty Ellingsworth Despite having VIN data, auto insurance companies remain surprisingly illiterate about the cars they insure. There's no excuse.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.