Mykhailo Hrabovskyi

Mykhailo Hrabovskyi is a regional director with 17 years of experience in insurance, specializing in business development, innovation, and organizational leadership across Ukraine.

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Ukrainian Insurers Navigate War Risk Reality

By

Mykhailo Hrabovskyi

Ukrainian insurers are transforming war risk from theoretical construct into operational reality, handling claims complexity most markets only simulate.

All Articles

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AI Cannot Replace Human Trust in Insurance

By

Mykhailo Hrabovskyi

Insurance industry's AI adoption reveals a critical gap: Algorithms optimize processes, but humans build trust.

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Leading in the Age of AI

By

Mykhailo Hrabovskyi

AI transforms insurance leadership by demanding trust-based autonomy rather than traditional micromanagement and centralized control.

War Destruction in Ukrainian City

Ukraine: Insurance Under Fire

By

Mykhailo Hrabovskyi

War-tested Ukrainian insurers offer lessons in operational resilience for global markets.

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AI in Insurance: Hype, Risk or Real Transformation?

By

Mykhailo Hrabovskyi

AI reshapes insurance operations in emerging markets, proving its value beyond Silicon Valley's tech giants.

Six Things

woman working in an office

The Battle for Talent Takes a Twist

By Paul Carroll

While the focus has been on remote work vs. a return to the office, talent is increasingly pushing on a new question: When to work, not just where to work?

Challenges, Opportunities for Insurers in 2026

Insurers navigating climate risks and digital transformation in 2026 must embrace challenges as catalysts for innovation.

1

Key IoT Trends in 2026

From AI-based IoT to digital twins, five transformative technologies are making IoT deployments smarter, faster, and more secure in 2026.

2

Lessons From LA Wildfires, One Year On

Past wildfire burn areas no longer predict future risk, forcing insurers to embrace climate-aware analytics after Los Angeles's $40 billion loss.

3

4 Key Trends Reshaping P&C Insurance

P&C insurers face critical execution gaps in personalization, AI deployment and climate risk that will define 2026's winners

4

AI Transforms Insurance Claims Operations

AI shifts insurance claims operations from fraud detection to customer service, shedding the industry's tech-laggard reputation.

5

Insurance Embraces Elastic Staffing Model

Talent shortages and demand volatility are making elastic staffing a defining operating model for insurance organizations navigating uncertainty.

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ITL Recommends

Top Emerging Risks for Life and Health (Re)insurers

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Insurance Thought Leadership

itl future of risk

Expert-Recommended Insurance Brokers for Small Businesses in California

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Health for California

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What a Next-Gen Insurance Agency Looks Like

By

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Legal System Abuse Drives Up Premiums

By

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IFRS 17 Exposes Attribution Governance Risk

By

Eytan Ellenberg

Man In Suit

The Insurance Functions AI Chatbots Can't Replace

By

Marharyta Koftielieva

Drawing of robot and human facing each other with laptops and speech bubbles

Life Insurance Plummets Among Gen Z

By

John Rutherford

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4 Key Trends Reshaping P&C Insurance

By

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