Henry Kowal

Henry Kowal is director, outbound product management, insurance solutions, at Arity, an Allstate subsidiary that tackles underwriting uncertainty with data, data and more data about driving behavior gathered via telematics.

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Person Holding White Smartphone Inside Vehicle

It’s Time to Revitalize Auto Insurance

Henry Kowal

Matteo Carbone

Telematics is the key, but four obstacles have to be overcome for it to achieve its full potential.

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How Better Data Can Turn Auto Insurance Around

Henry Kowal

There’s more data on drivers than ever, and if insurers know how to use it, they can reverse customer defections this winter.

A hand looking like it's holding up a globe surrounded by blue lights showing artificial intelligence and the digital world

Taking Generative AI for a Spin

Henry Kowal

Tools like ChatGPT and Bard offer endless applications for auto insurers, but adoption of generative AI isn’t a linear path.

Six Things

The Third Wave of AI

By Paul Carroll

After the initial wave of AI efforts and then the generative AI phenomenon that began two years ago, you'll hear a lot in 2025 about AI that can act as our agents.

Insurance Fraud Rises as AI Powers Scams

Insurers must balance sophisticated fraud prevention with seamless customer experiences in an AI-driven landscape. Here's how. 

Dashcams Combat Rising Wave of Insurance Fraud

As dashcam adoption surges, these devices are becoming crucial weapons against rising insurance fraud and staged accidents.

5 Client Retention Strategies for Insurance Agents

The lingering effects of rising premiums, coverage restrictions and evolving client expectations are making retaining business and maintaining strong relationships paramount.