What Trump's Tariffs Could Do to Insurers By Insurance Thought Leadership The Insurance Information Institute Michel Léonard, the Triple-I's chief economist, remains an optimist on the U.S. economy but warns that "we're in an environment of extraordinary uncertainty."
Wildfires Expose Major Home Insurance Gaps By Darren Wood Recent California wildfires expose critical gaps in home insurance as climate risks reshape coverage options nationwide.
Crisis Communication Is Key in Disasters By Alan Burger Drawing from personal disaster experience, an insurance expert reveals how crisis communication can make or break recovery efforts.
Rising Rates and Extreme Weather in 2025 By Jeff Wilcoxon The insurance industry faces unprecedented challenges as extreme weather, rising costs, and market shifts reshape the coverage landscape.
Pet Insurance Business Thrives By Christopher Graham Pet insurance growth drives inland marine market changes as carriers begin reporting it separately in 2024.
How to Ensure Catastrophe Doesn’t Lead to Catastrophic Fraud By Rory Yates As California wildfires surge, insurers battle an $8 billion claims wave while fighting sophisticated fraud schemes.
Image Finally, a Break in the Hurricane Forecast? Early forecasts are for a less active hurricane season than 2024's devastating one — though severe convective storms show no signs of letting up.
Shifting From Transactional to Relationship-Driven Insurance By Brad Simmons Specialty insurers must evolve beyond transactions to deliver personalized, digital-first coverage that meets modern consumer demands.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.