Srivathsan Karanai Margan

Srivathsan Karanai Margan works as an insurance domain consultant at Tata Consultancy Services.

Most Recent

Behavioral Insurance Reshapes Risk Models

The insurance industry is shifting from traditional actuarial models to incorporate behavioral data in risk assessment practices. The implications are enormous.

All Articles

Beyond the Hype on Embedded Insurance

Srivathsan Karanai Margan

Proponents rave that embedded insurance benefits the insurer, third parties and customers, but we should temper the hype--without spoiling the enthusiasm.

Six Things

Signs of an 'Insurtech Spring'

By Paul Carroll

After a loooonnnngggg insurtech winter, the daffodils and crocuses are emerging. Spring, mostly driven by AI, seems to be upon us.

Lemonade, Hippo and Root Are Back, but....

The three prominent insurtechs recently released results that are encouraging, but all still face significant hurdles.

AI, Machine Learning Trends to Watch in 2025

Seven emerging AI technologies are reshaping business operations and industry capabilities through 2025 and beyond.

Uncertainty Is the New Normal

Uncertainty is at a generational high in almost every aspect of our lives, creating major challenges -- and opportunities -- for insurers.

The Case for TPAs in an AI Claims Environment

Generative AI reshapes third-party administrators' role in insurance claims, creating challenges but also opportunities to serve carriers better.

AI Reshapes Insurance Compliance

AI and automation are transforming insurance compliance from a cost center into a strategic advantage.

4 Strategies to Kickstart Your Technology Search

Insurance leaders are rapidly adopting tech tools. Following four key steps can make the purchase process nearly painless.

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