Karthick Paulraj

Karthick Paulraj is a consultant for technology industry and has worked for Fortune 500 clients in consulting on IT services and analytics opportunity identification in the insurance industry. He closely tracks how disruptive technologies are affecting different industries, including insurance.

Most Recent

Is Insurance Ready for Virtual Reality?

By

Karthick Paulraj

Virtual reality has moved beyond gaming and should take on significant insurance roles through simulations, training, advertising and more.

All Articles

How Analytics Can Prevent Fraud

By

Karthick Paulraj

Insurers face $80 billion in claims fraud each year, but they are starting to use social media analysis, drones and wearables to fight back.

Six Things

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Beware the Algorithm!

By Paul Carroll

Lawyers and consumer advocates are demonizing algorithms any time a decision goes against a policy holder. Let's talk about them less.

How to Navigate Social Inflation

Facing increasingly complex claims, insurers must modernize, shift their cultures to prioritize efficiency and empathy, and seek legal reforms. 

1

Managing Loss Control With Location Intelligence

By combining historical aerial imagery, property condition data, and AI, insurers can optimize underwriting, inspections, and fraud reduction.

2

A Practical Approach to AI in Insurance

Insurers can use AI to solve specific problems without causing major disruptions.

3

AI in Insurance: Balancing Innovation and Caution

AI's potential to transform insurance clashes with the industry's risk-averse nature, creating a complex landscape for insurers to navigate.

4

Why Obesity Rates Won't Stop Rising

The government must partner with organizations and insurers to increase the availability of obesity medications.

5

How Business Rules Engines Can Slash Time to Market

The systems streamline the management of business rules, letting insurers adapt swiftly and efficiently without the need for intervention by IT. 

6

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