Rick Huckstep

A founder says, “We asked carriers if they would give us some binding facility, but all they offered us was a dedicated fax machine!"

The conventional annuity looks tired in the digital world. It’s an old world approach long overdue for a refresh and reinvention.

Digital engagement provides new benefits to customers, while insurers lower costs, reduce fraud and limit churn.

The emergence of insurtech has reshaped the strategic insurance agenda. Here are the top 10 insurtech trends as we enter 2018.

Lemonade has brought simplicity, convenience and affordability where the existing offering is complicated, expensive and inaccessible.

The supply chain will co-exist with brands and within ecosystems unconnected to insurance. Carriers will be irrelevant.

IT has become a constraint — not the enabler it was always meant to be. Speed-to-market has become an oxymoron!

Lemonade has built a full-stack insurance model from the ground up. This is NOT a mobile app sitting on top of traditional insurance.

P2P insurance has already evolved through two generations in six years. Now comes the third generation: the self-governing model.

Atidot finds surprising correlations: For instance, customers who pay on the 14th are less valuable than those who pay on the first.

Here are 30 start-ups that show the full range of digital innovation in InsurTech, from data through distribution.

These P2P start-ups tackle the fundamental conflict between the insurer and the insured through a variety of clever, new business models.

LiveMed uses video technology for "face-to-face" meetings that cut costs, boost convenience and eliminate errors.

Despite all the uncertainty, blockchain is one of the hottest topics in insurance. Let's take a look at the direction this puck is heading.

InsurTech will spur a big year, leading to "all-risks insurance," insurance that can be turned on and off, better microinsurance and more.