Tony Steuer

With "repeal and replace" looking less and less likely for Obamacare, here is a long list of ways it can be repaired and improved.

Will this be the year that the U.S. insurance industry moves toward level commissions or fee-based products across all product lines?

The Consumer Bill of Rights is based on the simple premise that agents, wholesalers and companies should place the consumer’s interests first.

Forty years ago, whole life insurance made a lot of sense as an investment vehicle. Today, it's as outdated as disco, hula hoops and pet rocks.

It is time for the insurance industry to wake up -- or it will have further fiduciary regulations and scrutiny thrust upon it.

The answer is yes, but a lot of mistakes have been made, and the industry still needs to sort itself out.

"Guaranteed" life policies are falling victim to low interest rates. Holders may see death benefits drop or premiums increase.

Trends include uncertainty on interest rates, increasing complexity for products, a move toward a sharing economy. That's just the start.