Innovation & Technology

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P&C Trends Point to Transformative 2025

By

Robin Spaulding

P&C insurers are pivoting to AI and modernization in 2025 as claims challenges persist despite underwriting gains.
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Better Data Combats Insurance Adverse Selection

By

Scot Barton

Modern underwriting tools combat adverse selection by delivering curated data that drives confident risk decisions.
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3 Predictions on AI in Insurance

By

Nicole Carrillo

AI reshapes insurance as leaders focus on data pipelines, personalization and ERP transformation.
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Embedded Insurance: Challenges and Opportunities

By

Dennis Li

Embedded insurance faces unique challenges in life and health markets, requiring innovative solutions beyond traditional P&C approaches.

AI & Machine Learning

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AI Revolutionizes Policy Management Software

Faheem Shakeel

Modern policy administration software transforms insurance workflows with AI-driven solutions and automated processes.

3 Predictions on AI in Insurance

Nicole Carrillo

AI reshapes insurance as leaders focus on data pipelines, personalization and ERP transformation.

Why I No Longer Believe in the Funnel Model

David Lien

The Echo Model challenges traditional insurance marketing funnels by prioritizing continuous engagement over linear conversion paths.

Blockchain

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The Growing Need for Real-Time Data

Jack Shaw

Historical data offers outdated information. Real-time data keeps you informed of changes to a policyholder’s risk profile, letting you adjust premiums.

How Blockchain Is Reshaping Insurance

Abhishek Peter

Blockchain and mobility tech promise enhanced efficiency, security, and customer experience.

Person Holding Clear Light Bulb With Sky Background

5 Tech Trends Driving Innovation In 2024

Amit Patel

The time for adoption is now, and insurers must take action in our increasingly digital and data-driven landscape.

Cyber

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A Huge Shift in Cyber Threats

Insurance Thought Leadership

In this Future of Risk interview, Gallagher Bassett's Kirsten Mickelson lays out the major changes in cyber threats to expect this year.

February ITL Focus: Cyber

Insurance Thought Leadership

ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.

The Cybersecurity Arms Race

Insurance Thought Leadership

Hackers keep broadening their attacks, but prevention keeps improving, too, and modules of coverage can now be embedded into digital commerce.

Data Analytics

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Data Orchestration Reshapes Future of Insurance

Rory Yates

Data orchestration emerges as the key to transforming insurance from policy-centric to customer-centric operations.

P&C Trends Point to Transformative 2025

Robin Spaulding

P&C insurers are pivoting to AI and modernization in 2025 as claims challenges persist despite underwriting gains.

Close-up Photography of Magnifying Glass

Better Data Combats Insurance Adverse Selection

Scot Barton

Modern underwriting tools combat adverse selection by delivering curated data that drives confident risk decisions.

Ecosystems

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Embedded Insurance: Challenges and Opportunities

Dennis Li

Embedded insurance faces unique challenges in life and health markets, requiring innovative solutions beyond traditional P&C approaches.

'Composable Commerce' Drives Embedded Insurance

Lakshman Nanduri

Insurance carriers leverage "composable commerce" solutions to accelerate embedded insurance partnerships and digital distribution capabilities.

View of Dubai Cityscape With Low Hanging Clouds

Debunking Cloud Myths Holding Insurers Back

Anthony Grosso

Insurers face critical choices between modern legacy systems and true cloud-native solutions for digital transformation. Five myths can lead to bad decisions.

Emerging Technologies

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P&C Trends Point to Transformative 2025

Robin Spaulding

P&C insurers are pivoting to AI and modernization in 2025 as claims challenges persist despite underwriting gains.

20 Issues to Watch in 2025

Kimberly George

Mark Walls

While many more than 20 key issues matter for risk managers, climate change, mental health, and aging infrastructure are among those that stand out.

Digital Adoption Platforms Transform Operations

Vara Kumar

Digital adoption platforms are revolutionizing insurance operations, driving efficiency and transforming employee training.

Going Digital

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Why I No Longer Believe in the Funnel Model

David Lien

The Echo Model challenges traditional insurance marketing funnels by prioritizing continuous engagement over linear conversion paths.

What NFL Playoffs Say About Innovation in Insurance

The four teams demonstrated real innovation -- that took ages to gestate. There are lessons for insurers.

Digital Connectivity Reshapes Insurance Communications

Reid Holzworth

Digital connectivity streamlines workflows and strengthens relationships among carriers, agents and policyholders.

IOT

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5 Tech Trends Driving Innovation In 2024

Amit Patel

The time for adoption is now, and insurers must take action in our increasingly digital and data-driven landscape.

The Future of IOT and Healthcare 2024

MaryRose Reaston

The IoT has become a permanent fixture in healthcare, helping in particular with remote patient monitoring, wearable medical devices and telemedicine.

IoT Will Simplify Insurance, Not Complicate It

Jess Keeney

This IoT has yet to realize its full potential but will allow carriers to focus on what insurance is intended to do – protect people and businesses.

Telematics

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Aerial Photography Of Parked Semi-Trucks

Telematics a Lifeline for Fleet Managers

Erin Gilchrist

As telematics solutions become more affordable, fleets can enhance safety and lower insurance costs.

Dashcams Combat Rising Wave of Insurance Fraud

Alex Mario

As dashcam adoption surges, these devices are becoming crucial weapons against rising insurance fraud and staged accidents.

How Telematics Can Keep Fleets Safe, Insurers Happy

Erin Gilchrist

Unified fleet management platforms with AI dash cams provide critical insights to improve safety, satisfy insurers, and optimize operations.

Six Things

Large colorful puzzle pieces being put together by 6 different people