Upendra Belhe

Dr. Upendra Belhe is president of Belhe Analytics Advisory.

With over 30 years of experience in the P&C insurance sector, he has been a catalyst for innovation, driving the adoption of AI, advanced analytics, and data-driven strategies to transform insurance operations. Dr. Belhe has held senior leadership roles in global insurance organizations, shaping best practices in underwriting, claims, and risk management. In recent years, he has been at the forefront of introducing Generative AI and agentic AI to the industry, helping insurers unlock new efficiencies and capabilities. Through his advisory practice, Dr. Belhe collaborates with insurers, insurtech firms, and investors to develop and implement transformative analytics strategies that create sustainable competitive advantage.

Most Recent

An artist’s illustration of artificial intelligence

How to Integrate Generative AI

Upendra Belhe

Carriers must ensure data readiness, carefully validate outputs, and adopt governance structures that balance speed with compliance.

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Tornado and lightning hitting a small village

Property Underwriting for Extreme Weather

Upendra Belhe

Dheeraj Pandey

Pushkar Bhattacharya

Insurers have massive databases from simulation models and satellites when it comes to weather and climate. The problem is figuring out how to use them to their full potential.