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The Cyber Insurance Checklist

By

Jano Bermudes

As cyber threats evolve, here are tips for businesses to ensure that they're not left uninsurable.
Tackling the Disconnect Between Insurers and Insureds

By

Colleen O’Hara

The insurance industry has focused on price, not service, for far too long, producing a failure to communicate with customers.
How to Ensure Catastrophe Doesn’t Lead to Catastrophic Fraud

By

Rory Yates

As California wildfires surge, insurers battle an $8 billion claims wave while fighting sophisticated fraud schemes.
The Blind Spots in Catastrophe Models

By

Torolf Hamm

Traditional catastrophe models fall short as climate change intensifies natural disaster risks, demanding smarter approaches to assessment.

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Ethernet Cables Plugged on a Server Rack

The Cyber Insurance Checklist

Jano Bermudes

As cyber threats evolve, here are tips for businesses to ensure that they're not left uninsurable.

Three black old fashioned phones with cords against a grey solid background

Tackling the Disconnect Between Insurers and Insureds

Colleen O’Hara

The insurance industry has focused on price, not service, for far too long, producing a failure to communicate with customers.

How to Ensure Catastrophe Doesn’t Lead to Catastrophic Fraud

Rory Yates

As California wildfires surge, insurers battle an $8 billion claims wave while fighting sophisticated fraud schemes.

Reinforcing Commercial Underwriting With AI Assistants

Sathish Manimuthu

Generative AI assistants are transforming commercial underwriting by automating tasks and enhancing risk assessment capabilities.

Red and White Windsock Against Clear Sky

The Blind Spots in Catastrophe Models

Torolf Hamm

Traditional catastrophe models fall short as climate change intensifies natural disaster risks, demanding smarter approaches to assessment.

Behavioral Insurance Reshapes Risk Models

Srivathsan Karanai Margan

Chris Logan

The insurance industry is shifting from traditional actuarial models to incorporate behavioral data in risk assessment practices. The implications are enormous.

Six Things

Trump Tariff Uncertainty Will Whack Insurers

Paul Carroll

The "will-he-or-won't-he" debate has created an "uncertainty economy" that will raise costs for insurers no matter what Trump ultimately decides.

Behavioral Insurance Reshapes Risk Models

Srivathsan Karanai Margan

Chris Logan

The insurance industry is shifting from traditional actuarial models to incorporate behavioral data in risk assessment practices. The implications are enormous.

AI Transforms Assessment of Storm Risk

Kumar Dhuvur

Insurers' current approach to assessing the risk from severe convective storms is fundamentally flawed. AI allows for key, property-specific insights.

Insurance Faces Growing Natural Disaster Challenges

Bill Clark

Kevin Stein

As climate perils intensify, insurers must innovate or risk market exodus amid mounting catastrophic losses.

Elderly Care Routine in a Cozy Home Setting

AI Revolutionizes Long-Term Care Planning

Lily Vittayarukskul

AI emerges as a game-changing solution for the complex challenges of long-term care planning.

Top-view Photo of 3 Men in Front of Laptop

Tech Transforms Warranty Management for Hybrid Work

Brett Lassig

As hybrid work becomes permanent, traditional warranty management faces new challenges that require innovative tech solutions.

Can Adequate Premiums and Trust Coexist?

Alan Demers

Stephen Applebaum

The insurance industry has a pivotal opportunity to redefine itself. By prioritizing transparency, insurers can address premium leakage while restoring trust.

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ITL On Demand is a webinar program focused on important opportunities for innovation in risk management and insurance. Moderated by ITL Editor-in-Chief Paul Carroll, the webinars draw on experts from across the industry, from promising startups to the largest incumbents. Hot-button topics include blockchain, AI, telematics and IoT — and their potential to slash costs while opening new markets for companies across the insurance ecosystem.

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ITL Focus: Predict & Prevent

This Month's Focus Topic

Maybe a dozen years ago, I spoke on a panel with a founder of Opower, who told me something about motivating customers that could help insurers encourage policyholders to make their properties more resilient in the face of growing threats from wildfires, hurricanes and more.

He had begun his career as a political consultant – he told me ruefully that he turned out to be very good at getting a candidate to finish second… meaning it was time to find a new career. He did learn one key thing, The best way to increase voter turnout was to put a note in a mailbox telling the residents how often they had voted in the past and – this is the genius part – how they stacked up versus their neighbors. People are competitive. They may not feel motivated to vote, but if that couple next door can find the time….