Bill Minick

The report is part of a year-long, anti-competitive campaign that has been orchestrated with workers' comp claimant attorneys.

A major study of Texas' "nonsubscription" altenative to workers' comp found benefits for both workers and employers.

Although the option industry is new and does not provide all the data that workers' comp does, rapid progress is being made.

Opt-out programs in Texas and Oklahoma produce far less litigation than workers' comp programs do -- a powerful endorsement for options.

Contrary to myth, option programs create competitive pressures that reduce workers’ comp costs and benefit both large and small employers.

Too much of the discussion to date has been devoid of any spirit of inquiry, as "opt-out" opponents attempt to promote class warfare.

Benefit plan coverages and employer liability exposures are much more favorable for injured workers than "opt-out" opponents suggest.

Some myths are based on misunderstanding -- some on misinformation spread by those with a vested interest in preserving a flawed system.