Edward O'Brien

Most Recent

Untimely Notice Sustains Denial of Claim

Kentucky court joins trend affirming that untimely notice is enough reason to deny coverage and can't be trumped by other issues.

Six Things

The Crisis in Homeowners Insurance

By Paul Carroll

In theory, increasing insurance premiums signals rising risk and spurs action that mitigates disasters like California's fires. In practice, climate is changing too fast, and government is being too slow.

The Tripling of Verdict Size Post-COVID

An analysis of 11,000 P&C verdicts shows the power of granular data to make judgments fairer--shaping all the settlements that are based on those damage amounts.  

2025 Insurance Outlook – 3 Major Trends

The industry will see more practical implementation of AI, aggressive fraud detection tools and greater collaboration among carriers.

Predictions, Wishes and the P&C Industry in 2025

The P&C industry still faces headwinds but begins 2025 on stronger footing and is poised to be more profitable and competitive.

Why Is the Cyber Insurance Market So Soft?

Insurers are writing adaptive policies, and organizations have improved their defenses. Underwriters now have a big opportunity to innovate. 

AI a Catalyst for Insurance Transformation

Successful AI implementation will require careful navigation of technical, ethical and regulatory challenges.

AI's Costs Hinder Healthcare Innovation Plans

Enterprise AI success hinges on identifying big ideas and solving real business problems, not just developing algorithms in search of applications.

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