David Blades

David Blades is an associate director within the Credit Rating Criteria, Research & Analytics Department of AM Best, a global credit rating agency with a unique focus on the insurance industry.

Most Recent

D&O Insurance Pricing May Be Inadequate

David Blades

After aggressive increases helped firms recover from a decade of woeful rates, premiums are declining. The shift may be too much too soon.

Six Things

The Third Wave of AI

By Paul Carroll

After the initial wave of AI efforts and then the generative AI phenomenon that began two years ago, you'll hear a lot in 2025 about AI that can act as our agents.

Insurance Fraud Rises as AI Powers Scams

Insurers must balance sophisticated fraud prevention with seamless customer experiences in an AI-driven landscape. Here's how. 

Dashcams Combat Rising Wave of Insurance Fraud

As dashcam adoption surges, these devices are becoming crucial weapons against rising insurance fraud and staged accidents.

5 Client Retention Strategies for Insurance Agents

The lingering effects of rising premiums, coverage restrictions and evolving client expectations are making retaining business and maintaining strong relationships paramount.