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    The Future of Risk™

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Grant Maxwell
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Grant Maxwell

Grant Maxwell is global head of Alternative Risk Transfer (ART) at Allianz Global Corporate & Specialty (AGCS). The ART line of business provides structured (re)insurance solutions, including fronting solutions tailored to companies’ specific needs.

Most Recent

Virtual Captives: The Best of Both Worlds
By
Grant Maxwell

If a captive is not an option, a virtual captive offers an innovative combination of a classic insurance product with those of risk financing.

Six Things

Insurance
Why Are Insurance Jobs Disappearing?
By Paul Carroll

The latest jobs report for the U.S. highlighted a surprising decline in employment in insurance. I have a theory about the reason -- and it's not AI. 

The Dangers to Insurers From Reward Hacking

AI agents optimizing for bind rates may exploit underwriting systems the same way OpenAI's test agents hacked shared infrastructure.

1
Where Insurance AI Deployments Stall

Most P&C carriers have AI in production, but almost none achieved adoption because models sit beside claims decisions, not inside them.

2
Insurance Claims Data Needs Better Context

The insurance industry's data problem isn't scarcity — it's the inability to confidently compare claims benchmarks across different sources and populations.

3
Making Innovation Stick in Insurance Organizations

Sustainable innovation in insurance requires organizations to master change adoption through culture building and strategic training design.

4
Don't Speed Up Work; Eliminate It

Insurance broker software should be evaluated not by features but by how many redundant data transfers it eliminates across systems.

5
A Way to Tackle Rising P&C Deductibles

Rising deductibles are shifting more storm damage costs to property owners, creating a gap between coverage and affordable recovery.

6

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