Karl Choltus

Karl Choltus is national surety practice leader for Brown & Brown, a provider of insurance, reinsurance products and federal programs services to general business, corporate, governmental, quasi-governmental, institutional, professional, trade association and individual customers.

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Piggy Bank with a cloud of coins out behind it

Unlocking Opportunity in the Surety Market

Karl Choltus

Increased surety usage is anticipated in real estate, renewable energy and healthcare in 2024, as it moves beyond construction.

Six Things

The Third Wave of AI

By Paul Carroll

After the initial wave of AI efforts and then the generative AI phenomenon that began two years ago, you'll hear a lot in 2025 about AI that can act as our agents.

Insurance Fraud Rises as AI Powers Scams

Insurers must balance sophisticated fraud prevention with seamless customer experiences in an AI-driven landscape. Here's how. 

Dashcams Combat Rising Wave of Insurance Fraud

As dashcam adoption surges, these devices are becoming crucial weapons against rising insurance fraud and staged accidents.

5 Client Retention Strategies for Insurance Agents

The lingering effects of rising premiums, coverage restrictions and evolving client expectations are making retaining business and maintaining strong relationships paramount.