Personal Lines

Proposed reforms could lead to brighter days for both insurers and consumers, but firms must adjust their strategies.

After a Q2 rebound, insurtech carriers reversed sharply over Q3, hit by rising loss ratios and the resulting deceleration in growth.

Insurance insiders understand why premiums need to climb for autos and homes -- but consumers are angry. 

Soaring combined ratios demonstrate P&C insurance is due for fundamental, structural reform. Innovative solutions are available. 

As cities expand, they often sprawl into previously undeveloped, rural territories, placing communities close to wildlands and forests.

Balancing inflation and claims payouts shows the importance of updating policy coverage.

Insurers must leverage innovative technology to manage evolving risks and adopt radical transparency. Those that don’t will be left behind.

We may finally see consumers start to change their behaviors, either leaving risky areas or fortifying their homes and businesses.