The Reinsurers Are Coming! By Karen Pauli The message is not to lock the door and send everyone home, but the competitors of yesterday may not be the competitors of tomorrow.
Who Will Win: Startups or Carriers? By Nabil Rahman That is looking like the wrong question. It's time to reframe the debate and consider the huge potential for gains by reinsurers.
More Opportunities for Reinsurers in Health By Hugh Carter Donahue Market liberalization initiatives present even more opportunities for innovators in transparent health reinsurance.
Reinsurance: Dying... or in a Golden Age? By Pascal Millaire Catastrophes have put pressure on the industry, but the changing nature of risk opens up historic opportunities.
Are We About to Exit the 17th Century? By Alexander Pike Insurance has certainly evolved since its inception in Lloyd’s coffee shop in 1686, but the risk transfer process has remained almost identical.
3 Big Trends for Reinsurance in 2018 By Alexander Pike Although the 2017 hurricane season was the costliest in U.S. history, the demand from capital markets for reinsurance risks is unlikely to diminish.
Shifting Balance in Risk Markets (Part 4) By Ron Ginn Connecting many risk ledgers (each escrowing funds against a specific risk type) will likely produce an internet of risk.
Why Is Insurance Industry So Small? By Alexander Pike The gap of uninsured or under-insured assets increased fourfold over the past 30 years. What is holding insurance back?
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.