Ramona Tanabe

Ramona Tanabe is executive vice president and counsel at the Workers Compensation Research Institute in Cambridge, MA. Tanabe oversees the data collection and analysis efforts for numerous research projects, including the CompScope Multistate Benchmarks.

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Physician Dispensing Skirts Controls

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Skirting the goals of state reforms, physician dispensing is increasing for new formulations of drugs that carry higher prices.

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Do Healthcare Costs Shift to Work Comp?

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Yes. Higher reimbursement rates for treatment under workers' comp encourage doctors to classify injuries as work-related.

Will ACA Shift Claims to Workers' Comp?

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A new WCRI study says yes. The result could be $100 million of additional, annual workers' compensation claims in a state like Illinois.

Cutting Prices of Drugs Dispensed

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A WCRI study found that new rules in Georgia cut prices by 25% to 40% -- though prices are still much higher than at pharmacies.

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'Montana Model' for Workers' Comp Fees

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As state regulators try to limit growth in hospital costs, they should look at the delicate balance that Montana is trying to strike.

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Beware the Algorithm!

By Paul Carroll

Lawyers and consumer advocates are demonizing algorithms any time a decision goes against a policy holder. Let's talk about them less.

How to Navigate Social Inflation

Facing increasingly complex claims, insurers must modernize, shift their cultures to prioritize efficiency and empathy, and seek legal reforms. 

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Managing Loss Control With Location Intelligence

By combining historical aerial imagery, property condition data, and AI, insurers can optimize underwriting, inspections, and fraud reduction.

2

A Practical Approach to AI in Insurance

Insurers can use AI to solve specific problems without causing major disruptions.

3

AI in Insurance: Balancing Innovation and Caution

AI's potential to transform insurance clashes with the industry's risk-averse nature, creating a complex landscape for insurers to navigate.

4

Why Obesity Rates Won't Stop Rising

The government must partner with organizations and insurers to increase the availability of obesity medications.

5

How Business Rules Engines Can Slash Time to Market

The systems streamline the management of business rules, letting insurers adapt swiftly and efficiently without the need for intervention by IT. 

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