Commercial Lines

With many carriers excluding certain natural catastrophe perils, brokers can fill coverage gaps for clients with parametric policies.

Liability for floods, wildfires, earthquakes and other "natural" disasters may start to be assigned to corporations -- and their insurers.

Never before in the history of healthcare has any drug, procedure or test combined this much effectiveness, popularity… and cost.

Electoral politics, especially at the state level; the economic outlook; geopolitical risks; and evolving employee benefits top the list.

The right design for embedded insurance can let insurers learn from claims and continually make assets less vulnerable in the future. 

While today's digital environment allows new fraudulent behaviors, it's making identifying and stopping fraudulent activity easier than ever before.

Cameras and AI outperform human observation, which has limitations due to lack of time and inability to objectively measure improvement.

Natural catastrophes and hefty inflation in repair costs made 2023 a year to forget for P&C insurers. On to 2024!