The RWI Process Must Digitize By Michael Federer Manual processes make representations and warranties (RWI) policies uneconomic for M&A involving small and medium-sized firms.
A 20-Year Outlook for Employee Benefits By Bob Gaydos Employers may decide – or be forced – to abandon sponsoring health insurance, leading to a profound reimagining of benefits.
Why to Self-Fund Workers' Comp By Nick Ververis While companies assume more risk, they get significantly more control over coverage, claims management and associated costs.
AI + Data Is a Force Multiplier in P&C By Meredith Barnes-Cook The power of machine learning is amplified by the growing market of third-party data available to train and refresh models.
Will The Fed Keep Raising Interest Rates Into 2025? By Insurance Thought Leadership The Insurance Information Institute Triple-I Chief Economist Dr. Michel Leonard offers insights on P&C industry growth and economic challenges in his latest quarterly interview with ITL.
The Evolving Threat of Wildland Fire By Tom Nappo The proliferation of people and property in the wildland urban interface increases the risk of catastrophes.
Causes of Delayed Workplace Recoveries By Mariellen Blue Case managers can identify and address underlying behavioral health symptoms to keep workers' comp claims on track.
Maximizing AI's Impact in Group Insurance By Michael de Waal AI can streamline quoting and rating, optimize resources, automate mundane tasks and make underwriting more accurate.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.