Commercial Lines

The swift payouts based on objective data make it a versatile and responsive tool for managing climate risks preemptively.

AI can help in a big way but is not the sole solution. The key lies in integrating people-focused strategies with AI advancements.

The first wave taught the valuable lesson that innovation builds on traditional fundamentals rather than replacing them outright.

Though historically neglected, agribusinesses now have innovative technologies, granular data and specialized risk management tools.

Monitoring operators' greenhouse gas emissions, which is now broadly possible, sheds considerable light on the extent of a risk.

Embedded insurance, customer-facing digital tools, telematics and the IoT, rich data sets and AI and ML will mark a paradigm shift.

ATRI research finds truckers dislike cameras, despite enormous safety benefits, primarily due to privacy and litigation issues.

Traditional insurance continues to be needed, but businesses must consider solutions to fill the gaps–or be left to costly exposures.