Agency/Broker Consolidation By Heather Turner Rapid technological advancements, changing customer expectations and economic headwinds are reshaping distribution in insurance.
How to Prepare for Hurricanes By Darren Wood Here are six steps consumers can take to safeguard against the dangers and financial impacts of hurricanes.
Go Niche and Grow Big By Chris Schrenk Emerging microsegments can be lucrative opportunities for insurers. But targeting them requires fast and accurate technology to assess the risks,
Top Professional Indemnity Trends By Diego Assef Evolving legislation related to building safety and cyber crime, social engineering and data loss are both ranked #1 by Allianz.
What if ‘Parametric Insurance’ Meant More? By Bertrand Robert Parametric insurance currently benefits from its radically simpler user experience, but the opportunities are far broader.
Image A New Business Model for Insurers The traditional "repair and replace" model is being challenged by one that uses sensors to "predict and prevent" losses from ever happening in the first place.
'Digital Twins': The Race Is On By Roger Arnemann The concept is widely adopted in manufacturing and supply chain. Insurers that integrate digital twins will significantly out-compete rivals.
How to Prepare for Hail Season By Chris Howell 6.2 million properties in the U.S. experienced one or more damaging hail events in 2020, making these warm months a very busy time.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.