Commercial Lines

Major storms are moving northward, staying strong longer and expanding into areas previously considered less at risk.

ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.

This month's focus, sponsored by ICW Group, is Workers' Comp.

At a time when insurers are pursuing a Predict & Prevent model, workers' comp carriers are leading the way: making workers safer and lowering premiums. 

Combining external data streams with internal analytics creates a comprehensive view of properties that legacy methods can't match.

Clients' questions on group benefits, which have typically been about rates or coverage, are increasingly about technology issues.

Stunning declines in the cost of solar and wind power are rapidly adding renewables to the world's energy mix. 

A strong medical stop-loss program must be at the core, and there must be strong communication among the many stakeholders. 

Implementing strict procedures can prevent unnecessary customer complaints, eradication costs and business interruption.