Cyber

Boards need to ensure that, for instance, data is managed through the whole lifecycle, from creation or collection through destruction.

New payments technologies will remove the risk of identity theft at the point of sale, the focus of most cyber policies.

In the U.S.? No. But European authorities are stepping up restrictions on access to information on individuals.

The devil is in the details. There are inconsistencies in the coverage provided, and minor variations can have significant impact.

Scam artists are getting far more sophisticated, and the first line of defense against "social engineering" is you.

Insurance and reinsurance are not alternatives to ERM; cyber risks must be assessed and mitigated like all other risks.

Looking at application forms for cyber insurance suggests four basic steps that can reduce exposure to data breaches.

Big stock drops are inevitable when the market better understands cyber threats, and when there are stock drops the plaintiffs’ bar will be there.