Frederik Bisbjerg

Insurers need an operational model with adequate agility to follow market fluctuations. It’s time to outsource all non-core activities.

Insurtechs are important for the development of the industry -- but as tools. Incumbents must still get the real transformation done.

In the New Normal, you cannot do as you did in the old normal, just harder. You need a new approach to strategy.

In a world they haven’t seen before, insurers must do what they haven’t done before if they want to stand a chance to succeed.

We will not be returning to a state like what was before the outbreak – too many things have changed.

Incumbents will go out of business, be acquired or reinvent themselves, through one of these six strategic approaches.