There Is No 'Free' Healthcare in U.S. By Dan Munro The argument that free care is dispensed through emergency rooms is flat-out false. The costs are simply rolled in elsewhere by the hospitals.
Cutting Healthcare Costs Doesn't Lower Quality By Karen Wolfe The key to supporting healthcare quality while cutting costs is generating data that will identify potential problems early.
Big Brother Is Watching What You Eat and Buy By Tom Emerick If you buy a donut somewhere, even as a treat for a grandchild, a company may be recording that information and selling it to your insurer.
How to Prepare for ACA Transitional Reinsurance Costs By Cynthia Marcotte Stamer Employers and other plan sponsors should start working now to meet the accelerated deadlines.
Insurance Product Development (Excerpt, Part 2) By Ty Sagalow Why innovation requires a centralized department -- and how to build one.
Healthcare's Problem Is Not High Drug Prices By Sally Pipes Insurance companies have declared war on what they deem outrageous prices for specialty drugs, but they are missing the point.
Looming Collapse of SSDI--What It Means By Bob Wilson The Social Security Disability Income program will be broke within two years, even though each and every worker pays $750 a year into it.
Scandal of Unneeded Knee Replacements By Tom Emerick HR and benefits managers need to wake up: One-third of knee replacements in the U.S. may be unnecessary.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.