How Health Rebates Affect Workers’ Comp By Kory Wells Even a rebate to employees of less than 1% of healthcare premiums may add up to thousands of dollars of workers' comp expense.
We Need to Put the 'P' Back in PPO By Daniel Miller Firms have been paying for phantom savings for decades because of poorly conceived networks of preferred physican organizations.
It's Time to Rethink WCMSA Legislation By Roy Franco Congress is unlikely to pass the industry's attempt at reforming Workers' Compensation Medicare Set Asides. Changes are needed.
The Myth of Lousy Healthcare in the U.S. By Sally Pipes Using the logic of those who claim that healthcare spending is out of control, the U.S. also faces a spending crisis on phones and pet care.
There Is No 'Free' Healthcare in U.S. By Dan Munro The argument that free care is dispensed through emergency rooms is flat-out false. The costs are simply rolled in elsewhere by the hospitals.
Cutting Healthcare Costs Doesn't Lower Quality By Karen Wolfe The key to supporting healthcare quality while cutting costs is generating data that will identify potential problems early.
Big Brother Is Watching What You Eat and Buy By Tom Emerick If you buy a donut somewhere, even as a treat for a grandchild, a company may be recording that information and selling it to your insurer.
How to Prepare for ACA Transitional Reinsurance Costs By Cynthia Marcotte Stamer Employers and other plan sponsors should start working now to meet the accelerated deadlines.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.