Captives: Congress Shoots, Misses By James Landis Congress tried to eliminate abuses in the formation of small captives but failed -- and may have made the problem worse.
The Rise of Panopticon Regulation? Drawing on Bentham's panopticon, regulators may go "meta" -- using predictive analytics to monitor insurers' predictive analytics.
A Commissioner’s View of Innovation By Nick Gerhart Conventional wisdom says regulators stifle innovation. The Iowa insurance commissioner explains how things look from his seat.
Future of Securities Class Actions By Douglas Greene While the world of class action suits has been stable for decades, a paradigm shift is coming, and it will change D&O insurance.
Rising Risks of Medicare Audits By Cynthia Marcotte Stamer Government investigators are stepping up efforts to prosecute non-physicians for billing Medicare for services supposedly by physicians.
Future of Securities Class Actions By Douglas Greene The economics of securities class action defense need fundamental reform -- and D&O insurance has a major role to play.
When Are Background Checks Not Allowed? By Laura Zaroski Employers now face a Catch 22 on background checks: Don't check, and risk employee fraud, or check, and possibly face an EEOC lawsuit.
Untimely Notice Sustains Denial of Claim By Carl Pernicone Edward O'Brien Kentucky court joins trend affirming that untimely notice is enough reason to deny coverage and can't be trumped by other issues.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.