When Are Background Checks Not Allowed? By Laura Zaroski Employers now face a Catch 22 on background checks: Don't check, and risk employee fraud, or check, and possibly face an EEOC lawsuit.
Untimely Notice Sustains Denial of Claim By Carl Pernicone Edward O'Brien Kentucky court joins trend affirming that untimely notice is enough reason to deny coverage and can't be trumped by other issues.
Montana Clarifies Notice-Prejudice By Erica Meek Suzanne Meintzer Court rules notice-prejudice can be used to deny coverage only if the insurer has been unable to defend its interests.
The Hidden Traps in Same-Sex Ruling By Cynthia Marcotte Stamer The U.S. Supreme Court's ruling on same-sex marriage removes some ambiguity about how to handle benefits plans -- but not all.
10 Questions on Capital Standards By Henry Essert International capital standards (ICS) are advancing, to protect insurers in the next financial crisis, but raise numerous ticklish issues.
Do Accountants Face Risk as Fiduciaries? By Barry Epstein Courts are increasingly treating accountants as fiduciaries, creating significant risk that they -- and their insurers -- may not realize they face.
How Law Firms Can Win Panel Positions By Margaret Grisdela Law firms traditionally spend years building relationships that lead to panel positions with carriers, but a formalized process is changing things.
Insurance Opportunity in India Is Knocking By Joel Kopperud The relaxed limits on foreign direct investment mean massive opportunity in India, which has very little insurance and needs far more.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.