Was the Fed Rate Cut a Mistake? By Insurance Thought Leadership The Insurance Information Institute Michel Léonard, chief economist for the Triple-I, says the Fed's statement downplaying the possibility of future rate cuts will keep key interest rates high.
Geopolitical Risks Threaten Cobalt Supplies By Andreas Fabricius Vesa Hakanen Cobalt mining's concentration in politically unstable regions threatens critical supply chains powering the global energy transition.
Cyber Risks Threaten Insurance Supply Chain By Michael Aminzade Supply chain cyberattacks have surged 431% as insurance firms face mounting threats from third-party vendor vulnerabilities.
The Infrastructure Time Bomb By Srivathsan Karanai Margan Legacy infrastructure systems face critical tolerance thresholds as climate change and urbanization exceed original design parameters.
Why Geopolitical Intelligence Is Now Key By Pierre du Rostu As geopolitical threats surge and create a "polycrisis," insurers must pivot from reactive coverage to intelligence-driven risk prevention.
ADA and Premises Liability: Dual Exposure By Hank Mowry Overlapping ADA and premises liability risks create coverage gaps that brokers must address with clients.
Risk Management Strategies for Commercial Properties By Khristal Karen Execution-first risk management transforms commercial property protection from reactive compliance into proactive capital preservation strategies.
Hidden Risks in Teen Cellphone Bans By Sharon Orr Increasing school cellphone bans create liability exposures that insurance professionals must help clients navigate carefully.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.