Risk Management

The expected transition from an El Niño to a La Niña weather pattern sets up a potentially horrible Atlantic hurricane season. 

insurers should turn to downward counterfactual analysis, learning from near misses to prevent future catastrophic events.

An experience in Mexico last week underscores the need to get very specific and hard-nosed about how severe the risks can be. 

The new battlefront is hackers exploiting human vulnerabilities, not systems or software. Coverage needs to adapt. 

There is one common thread: Organizations must understand where data is located, the context of the data and if it is at risk.

Pressure from threat actors will increase, but innovations will provide tailored coverage options and services to curtail threats. 

Recognizing your cognitive biases (confirmation, availability, etc.) is the first step toward sidelining them and making better decisions.

Cyber and business interruption top Allianz's annual survey, while nat cats, fire, explosion and political risks are the biggest risers.