In order to attract responsible board members, nonprofit agencies need to have directors and officers liability coverage in place that includes fiduciary liability.
It is important for companies to stay informed on state-level changes to workers' compensation laws as they can have significant impact on costs and approaches to managing this key risk area.
Understanding and recognizing the importance of three basic claims practices that could result in increasing workers' compensation costs will enable the self-insured to effectively manage the Third Party Administrator to control increasing costs.
An actuary can't make external trends disappear but can help explain them to executive management and make other suggestions on finding solutions in your data.
Baseline programs such as the EFA-STM ensure that the employee and employer are protected and take the sting out of the new classification by the AMA for obesity.|