Commercial Lines

Come July 1, 2013, many areas of Workers' Compensation that have "gap" problems will simply go away. And the parties will fully participate in the independent medical review process on all claims. Until that time, however, we must continue to infer what the legislature intended, and litigate items such as this, if necessary.

Evidence-based decision-making provides consistency and improved accuracy in selecting and pricing risk in workers' compensation.

When you're facing a claim of injury in or near a parking lot, are you on the hook?

Employers need a way to manage their Musculoskeletal Disorder exposure and provide better care to their injured workers. The key to managing this problem is for employers to obtain the ability to only accept claims that arise out of the course and scope of employment.

This article includes comments and observations on developing claim procedures to implement SB 863.

Vendors play a crucial role in enabling carriers to achieve claims excellence.

As we look towards 2013 from the last quarter of 2012, there is one thing that is certain and that is that 2013 will be a year of great change in Workers' Compensation. Whether that change will be positive or negative is still uncertain.

As the current business culture evolves into one riddled with legal battles and threats of lawsuits coming from discharged employees, many managers feel cornered when addressing employee performance evaluations. Even those who follow stringent documentation guidelines often feel pressured into keeping unproductive employees in their positions or giving ambiguous performance feedback, due to their fear of legal action.