Commercial Lines

A simple risk-profiling tool lets insurers better assist employers in managing their workers' compensation costs and impacts.

Many do not appreciate how the structure of an insurer can be an important consideration in a purchasing decision.

Urine drug testing can help identify injured workers who may be abusing, misusing or diverting prescribed opioids.

Studies of NFL players, plus last Tuesday's votes in nine states, suggest marijuana will be a big issue in workers' comp soon. Here's how to prepare.

Painful misunderstandings arise over what general liability policies actually cover and what risks they simply won’t mitigate.

Culture (the idea that “We’ve always done it this way”) and not technology stands in the way of an automated process -- and a breakthrough.

Many injured workers are receiving "therapy on demand," which makes PT easily accessible at a cost comparable to that in clinics.

The benefits printout is the foundation of every workers' comp claim evaluation. Yet, claim expenditures often aren't examined.