Commercial Lines

There is now more literature to support apportionment, where previously the W.C.A.B. had been rejecting such opinions.

Insurers want digital and analytics platforms that can help them realize the full benefits of a core transformation.

Workers' comp data can be made intelligent and monetized through predictive analytics combined with a timely information delivery system.

New ways to infuse technology and predictive analytics into the claims and medical management processes offer significant gains.

There is a clear opportunity for prescient and active carriers to separate themselves from the pack.

Common-sense tips can lead to better outcomes for injured workers — and, ultimately, lower costs for payers.

Advocacy models – which treat the worker as a whole person – are better equipped to control or eliminate psychosocial factors during recovery.

Insurtech also must mean breaking down existing operational silos and building new, streamlined structures.