Emerging Technologies

"Risktech" has emerged as technology solutions that will help mitigate risk by more effectively navigating the digitization of the risk profile of organizations.

Self-funded firms focus on limited problems, not disruption, but that still leaves a host of issues to address without competition from VCs.

While AI will automate processes, it will enhance—not replace—humans in the marketing and distribution of insurance.

Look to commercial lines. Distribution for personal lines is only one part of the equation, and not the core of the problem.

Autonomous cars need to be relegated to special tracks and highways for at least two more years, until they can deal with pedestrians.

Many executives in all branches of insurance underestimate the disruption that will occur -- and the new talent that is needed.

Insurtech must be broken into characteristics that describe a vision, around which some predictions around time-to-value can be made.

Functional silos are optimized for operational efficiency, but, as customer journeys change, are degrading the customer experience.