U.S. Healthcare: No Simple Insurtech Fix By Stephen Goldstein U.S. healthcare is too complex to be solved with a silver bullet, but here are three ways that insurtech can tackle some big issues.
Rethinking Group and Voluntary Benefits By Denise Garth With the economy strong, benefits are important when competing for workers. Carriers have an opportunity but must overcome a digital obstacle.
The Deception Behind In-Network ‘Discounts’ By Keith Lemer Pull back the curtain, and healthcare discounts are an accounting trick. Providers simply inflate their billed charges, then discount.
‘High-Performance’ Health Innovators By Brian Klepper A pernicious American healthcare myth holds that costs are out of anyone’s control. Not so. Innovators can restore rationality.
What's Wrong With Life Policy Claims By Mark Breading Life insurers, take note: It is too difficult to ask questions on how to submit a claim and get clarification about the options.
Why Mobile Health Must Be a Priority By Michael Ellison While most insurers already offer mobile apps, they often fail to create an experience that is both functional and intuitive.
Is There an Answer to Opioid Crisis? By John Temple The epidemic is all-encompassing, far-flung and complex, and it unfolded over two decades and millions of bad decisions.
Thought Experiment on Life Insurance By Aaron Proietti Shouldn’t the insurer be the advocate for the consumer in negotiating the complex processes associated with life insurance risk?
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.